中銀香港(02388.HK)料市場利率再下跌空間不大 維持全年派息比率目標40%至60%
中銀香港(02388.HK)財務總監隋洋於電話會議上表示,中期派息傾向維持於特定金額,而非派息比率。她指全年派息仍會維持40%至60%的目標,屆時將考慮監管要求決定派息,將盡力回饋股東。
至於淨息差收窄,她指是整個行業亦要面對的問題,相信市場利率再下跌空間不大,該行將優化資產負債結構,減少較高息的定期存款佔比等應對。該行亦維持年初全年貸款中高單位數增長的目標。
貸款減值方面,該行預計隨著新型肺炎疫苗接種率提升,經濟將復甦,上半年貸款減值受特定客戶影響,相信全年減值準備不會有重大變化。
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