農業銀行(01288.HK):全年盈利料穩中有升 所持債券違約風險低
農業銀行(01288.HK)行長張青松表示,堅持穩中求進,加大三農服務力度,守住風險合規,相信財務基本面會穩中向好,全年來看,隨著國內經濟回升,預期利息淨收入、手續費淨收入,保持穩定增長,全年盈利增長穩中有升。
他指出,公司高度重視風險管控,不良率於上半年下跌0.07個百分點至1.5%,當中以區域計,主要集中在西部、環渤海和中部地區,而以行業層面,則是製造商、租賃和商業、批發和零售。公司將積極推進化解工作,保持資產質量穩中向好的態勢。同時公司亦沒有持有任何涉及違約的企業債券,持有的債券評級為「AAA」以上的佔比達95%以上,故相信潛在違約風險都十分低。
他又指,會繼續發揮服務三農、服務產業鏈、聚焦實體經濟的薄弱點、服務國家重大戰略,重點區域增加服務力度、和個人貸款方面。會繼續強化普惠金融服務,同時會確保小惠貸款符合要求,加大線上貸款投放力度,中長期貸款佔比等,截至6月底,普惠金融的不良率為0.65%,比年初減少0.3個百分點,低於行業平均不良率。
另外,副行長林立指,公司十分著重綠色金融,並將其納入「十四五」戰略之一,將加快實現擴大綠色投融資業務,強化責任擔當。
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