中國銀行(03988.HK)上半年淨利1128.13億元 同比增長11.79%
格隆匯8月30日丨中國銀行(03988.HK)公佈中期業績,2021年上半年,中國銀行立足新發展階段,貫徹新發展理念,服務構建新發展格局,統籌推進疫情防控和經營管理,經營業績穩中有進。上半年,集團實現税後利潤人民幣1,185.47億元,同比增長9.96%;實現本行股東應享税後利潤1,128.13億元,同比增長11.79%。平均總資產回報率(ROA)0.93%,淨資產收益率(ROE)11.97%。
上半年,集團實現淨利息收入2,087.73億元,同比增加33.60億元,增長1.64%。其中,利息收入3,869.34億元,同比增加24.86億元,增長0.65%;利息支出1,781.61億元,同比減少8.74億元,下降0.49%。
上半年,集團淨息差為1.76%,同比下降11個基點,主要是境內人民幣貸款收益率有所下降。為緩解資產收益率下行的影響,本行持續優化資產負債結構。一方面,堅持量價雙優,持續優化存款結構,努力將存款成本控制在合理水平;另一方面,加大中長期貸款投放力度,中國內地人民幣中長期貸款平均餘額在中國內地人民幣客户貸款中的佔比同比提升1.77個百分點。
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