中銀香港(02388.HK)上半年股東應占溢利減少17.3%至125.76億港元 中期息0.447港元
格隆匯8月30日丨中銀香港(02388.HK)公佈中期業績,2021年上半年,新冠肺炎疫情反覆,低利率環境持續,經營環境依然複雜嚴峻,銀行業經營收入受到壓力。集團期內提取減值準備前的淨經營收入為港幣250.50億元,按年減少港幣36.93億元或12.8%,主要受市場利率下降影響,淨利息收入按年下跌。然而,集團積極應對市場環境的挑戰,把握年初投資市場氣氛良好,並持續提升綜合化服務能力,帶動淨服務費及佣金收入按年上升,抵銷部分淨利息收入下跌的影響。集團積極推行綠色銀行的一系列舉措,有效優化資源配置,帶動經營支出輕微下降。此外,減值準備淨撥備減少,投資物業公平值調整的淨虧損亦有所減少。期內溢利按年減少港幣25.70億元或15.9%至港幣135.91億元。股東應占溢利為港幣125.76億元,按年減少港幣26.33億元或17.3%。
與2020年下半年相比,提取減值準備前的淨經營收入減少港幣6.81億元或2.6%,主要由於市場利率下降令淨利息收入減少。另外,淨服務費及佣金收入上升,經營支出回落,以及投資物業公平值調整的淨虧損下降,帶動期內溢利較上年下半年回升港幣12.84億元或10.4%。董事會宣佈將於2021年9月30日(星期四)向於2021年9月21日(星期二)名列公司股東名冊內的股東派發中期股息,每股港幣0.447元(2020:港幣0.447元)。
2021年上半年淨利息收入為港幣159.42億元。計入外匯掉期合約#的資金收入或成本後的淨利息收入為港幣162.54億元,按年下降18.0%,主要由於淨息差收窄,部分跌幅被平均生息資產增長所抵銷。
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