瑞銀:維持對交通銀行(3328.HK)中性評級 目標價為5.2港元
瑞銀髮表研究報吿指出,交通銀行(3328.HK)次季業績符合預期,結構性存款減少,帶動淨利息收益率改善,續予公司中性評級,目標價為5.2港元。
報吿指出,交行上半年淨利息收益率為1.55%,按年上升2點子,資產收益率及貸款收益率分別下跌24基點及32基點,而資金成本及存款成本則跌25基點和20基點。管理層指,今年7月該行人民幣貸款收益率為4.35%,比第二季的4.33%為高。該行擬進一壓縮結構性存款。
報吿又提到,交行資產質素進一步改善,不良貸款比率按季改善4點子至1.6%,不良貸款覆蓋率則達149%,按季升5.9個百分點。

Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.