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鄭州銀行(06196.HK)公佈中期業績 淨利潤達25.4億元 資產質量逐步改善
格隆匯 08-29 18:31

格隆匯8月29日丨鄭州銀行(06196.HK)公佈,截至2021年6月30日止六個月,公司實現淨利潤人民幣25.40億元,同比增長人民幣0.67億元,增幅2.71%;歸屬於本行股東淨利潤人民幣24.54億元,同比增長人民幣0.36億元,增幅1.49%。不良貸款率1.97%,較年初降低0.11個百分點;資本充足率12.95%,撥備覆蓋率158.01%,符合監管要求。

報吿期內,本行實現利息收入人民幣126.15億元,較上年同比增加人民幣9.45億元,增幅8.10%,主要是由於生息資產規模增長。

截至報吿期末,本行發放貸款及墊款本金總額人民幣2,681.76億元,較上年末增加人民幣302.16億元,增幅12.70%。實現貸款利息收入人民幣69.09億元,較上年同期增加人民幣9.68億元,增幅16.29%。

截至報吿期末,本行資產規模人民幣5,719.70億元,較年初增加人民幣241.56億元,增幅4.41%;存款規模人民幣3,236.25億元,較年初增加人民幣93.95億元,增幅2.99%;貸款規模人民幣2,681.76億元,較年初增加人民幣302.16億元,增幅12.70%。

報吿期內,本行資產減值損失人民幣24.11億元,較上年同期減少人民幣7.99億元,降幅24.89%,其中發放貸款及墊款減值損失人民幣14.68億元,較上年同期減少人民幣7.96億元,降幅35.16%。主要是由於本行根據市場經營環境及資產結構變化,加大不良資產核銷力度,逐步改善資產質量。

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