渤海銀行(9668.HK)發佈中報 “規模、效益、質量”協同穩健發展
渤海銀行(9668.HK)公佈2021年上半年業績顯示，實現營業收入人民幣158.03億元；税前利潤達人民幣67.21億元，較去年同期增長6.93%；得益於精細化經營管理水平的不斷提升，該行盈利能力穩中有升，實現歸母淨利潤人民幣53.45億元，同比增長5.90%；實現歸屬於該行普通股股東的每股淨資產人民幣4.91元，較去年末增長4.69%。
中期業績報吿顯示，渤海銀行資產負債規模實現穩定增長：截至6月30日，該行資產總額達人民幣15603.28億元，較上年末新增人民幣1668.04億元，增幅達11.97%；負債總額人民幣14531.24億元，較上年末增長12.62%。
在資產規模不斷擴大、經營業績持續向好的同時，渤海銀行資產質量管控成效得以顯現：截至報吿期末，該行不良貸款率較上年末下降0.01個百分點至1.76%。貸款損失準備計提充足，貸款減值準備275.92億元，較上年末增加26.39億元；債券、非債券及同業投資減值準備87.53億元。貸款撥備率2.82%，撥備覆蓋率160.55%；資產質量保持穩定，撥備指標符合監管要求。
報吿期內，渤海銀行牢牢把握金融服務國家發展戰略的根本宗旨，積極貫徹落實金融供給側結構性改革和“脱虛向實”的相關政策要求，嚴控向房地產和“兩高一剩”行業的資金投放，堅持將信貸資源優先投向國民經濟基礎行業、國家戰略新興產業，大力發展普惠金融業務，大力提升服務民營和小微企業的水平，加快培育綠色金融新優勢，支持先進製造業高質量發展，切實提升服務實體經濟的質效。
報吿期內，渤海銀行的製造業及普惠型小微貸款餘額佔比增幅顯著，全面完成製造業、普惠型小微企業的服務目標：截至報吿期末，該行銀保監口徑普惠型小微企業貸款餘額548.54億元，較上年增加183.43億元，增幅高達50.24%；製造業貸款投放提速，全行製造業貸款總額970.31億元，較上年末增加184.58億元，增幅23.49%。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
