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渤海銀行(09668.HK)上半年淨利53.45億元 同比增長5.90%
格隆匯 08-28 01:28

格隆匯8月28日丨渤海銀行(09668.HK)公佈中期業績,2021年上半年,該行圍繞以實現高質量發展目標為引領,深入貫徹新發展理念,加快構建新發展格局,緊密結合關於服務實體經濟、深化金融改革、防範金融風險的各項要求,積極調整優化資產負債結構、全力推進創新轉型發展、持續推動金融科技轉型升級,主要業務規模指標繼續保持較快增長,盈利能力穩中有升,資產質量保持持續穩定。

2021年上半年,公司實現營業收入158.02億元,同比減少1.51%;淨利潤53.45億元,同比增長5.90%,基本每股收益0.30元。

截至報吿期末,全行總資產達到15,603.28億元,較上年末新增1,668.04億元,增幅11.97%;其中,全行發放貸款和墊款淨額9,538.39億元,較上年末新增867.18億元,增速為10.00%。負債總額14,531.24億元,較上年末新增1,628.47億元,增幅12.62%;其中,吸收存款8,576.50億元,較上年末新增994.14億元,增速為13.11%。存貸款規模均保持較快增長。

截至報吿期末,該行不良貸款餘額171.86億元,比上年末略增14.72億元,不良貸款率1.76%,較上年末下降0.01個百分點。貸款損失準備計提充足,該行貸款減值準備275.92億元,較上年末增加26.39億元;債券、非債券及同業投資減值準備87.53億元;表外信貸承諾減值準備6.91億元;貸款撥備率2.82%,撥備覆蓋率160.55%;資產質量保持持續穩定,撥備指標符合監管要求。

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