51信用卡(02051.HK)2021年上半年經調整淨溢利為2780萬元
格隆匯8月27日丨51信用卡(02051.HK)公佈中期業績,於2021年上半年,公司的信貸撮合業務規模穩步回升,違約率維持低水平,逾期資產回收效率保持良好態勢,為集團的日常經營和軟件即服務("SaaS")等新業務的發展提供了堅實的基礎。截至2021年6月30日止六個月,公司的收益為約人民幣2.11億元,同比上升約28.2%;經營虧損為約人民幣2.04億元,同比下降約73.4%;及淨虧損為約人民幣1.94億元,同比下降約74.4%。
非國際財務報吿準則計量方面,截至2021年6月30日止六個月,公司的非國際財務報吿準則經調整經營溢利為約人民幣470萬元,而2020年同期的非國際財務報吿準則經調整經營虧損為約人民幣7.33億元;及非國際財務報吿準則經調整淨溢利為約人民幣2780萬元,而2020年同期的非國際財務報吿準則經調整淨虧損為約人民幣7.43億元。
集團運營一款廣泛使用的信用卡管理平台51信用卡管家應用程式("51信用卡管家")。於2021年6月30日,51信用卡管家的註冊用户數為約86.6百萬名,累計管理信用卡數量約145.8百萬張。於2019年9月,我們推出一款商業資訊搜索工具小藍本應用程式("小藍本"),旨在為用户提供有價值的商業資訊。於2021年6月30日,小藍本的註冊用户數為約6.3百萬名。
於2021年上半年,公司的信貸撮合業務規模穩步回升,並通過採取嚴格的風險控制措施,使得信貸撮合資產逾期率維持較低水平。此外,我們採取多種措施繼續加大對歷史信貸撮合業務形成的逾期資產的回收力度,使逾期資產的回收情況保持了良好態勢。
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