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中金:眾安在線(6060.HK)中期業績超預期 目標價52港元
格隆匯 08-27 17:38

中金髮表研究報吿表示,眾安在線(6060.HK)上半年業績遠超預期,綜合考慮公司經營效率改善超預期及明年資產端或不及此前預期,上調其2021年 盈利預測37.1%至每股0.61元(人民幣,下同),並維持2022年盈利預測不變,重申"跑贏行業"評級,維持目標價52港元。

報吿表示,眾安在線上半年淨利潤按年增長54%至7.6億元,大幅超過市場預期的28%,主要受惠於保費高速增長、綜合成本率大幅改善及科技輸出業務虧損率大幅收窄。 考慮到基數以及行業監管環境等因素,預計下半年消費金融生態增速將顯著收窄,但健康生態或進一 步發力。

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