You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
中原銀行(01216.HK)中期淨利潤21.12億元 同比增加4.2%
格隆匯 08-27 17:01

格隆匯8月27日丨中原銀行(01216.HK)發佈公吿,截至2021年6月30日止六個月,公司實現營業收入人民幣97.18億元,撥備前利潤人民幣67.87億元,實現淨利潤人民幣21.12億元,同比增加人民幣0.86億元,增幅4.2%。

本行持續強化定價、久期管控,控制負債成本,淨利息收益率和淨利差分別為2.33%、2.15%,維持行業良好水平。截至2021年6月30日,本行總資產人民幣7,530.02億元,各項貸款總額(不含應計利息)人民幣3,849.94億元,較年初增加人民幣279.68億元,增幅7.8%;存款餘額(不含應計利息)人民幣4,485.00億元,較年初增加人民幣235.18億元,增幅5.5%。

本行積極適應內外部環境變化,及時調整資產負債策略,資負結構持續優化。高收益的貸款總額(不含應計利息)佔總資產比重為51.1%,較年初提升4.0個百分點。低成本的一般存款(不含應計利息)佔總負債比重為64.8%,較年初提升3.9個百分點。

截至2021年6月30日,不良貸款率2.17%,較年初下降0.04個百分點,成立以來新發貸款不良率保持1%以內的良好水平。撥備覆蓋率153.57%,較年初提升0.26個百分點。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account