中銀保監:財產險企保險費率釐定應不得妨礙市場公平競爭
中國銀保監會公布新修訂《財產保險公司保險條款和保險費率管理辦法》,進一步完善財產保險公司產品監管的體制機制,對保險條款費率監管主體、公司報送對象、審批備案管理等內容進行了改革、完善和調整。
辦法提到,要求財產保險公司的保險條款和保險費率,應當依法合規,公平合理,不侵害投保人、被保險人和受益人的合法權益,不危及財產保險公司財務穩健和償付能力。保險費率應當按照合理、公平、充足原則科學釐定,不得妨礙市場公平競爭;保險費率可以上下浮動的,應當明確保險費率調整的條件和範圍。(ta/a) ~
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