重慶農村商業銀行(03618.HK)中期淨利58.18億元 同比增加10.50%
格隆匯8月25日丨重慶農村商業銀行(03618.HK)公吿,2021年上半年,集團資產規模12,242.19億元、較上年末增長878.53億元,保持全國農商行首位。存款餘額7,571.55億元、較上年末增長321.55億元,貸款餘額5,618.81億元、較上年末增長539.96億元。集團總資產、存款、貸款的規模均居重慶第一。實現營業收入151.72億元、淨利潤58.18億元,分別同比增長8.97%、10.50%。
集團不良貸款率1.28%,較上年末下降0.03個百分點,逾期90天以上貸款與不良貸款比率57.93%,資產質量保持在優良水平。集團資本充足率14.29%、核心一級資本充足率11.99%,撥備覆蓋率312.50%,具備較強的風險抵禦能力。
集團資產結構不斷優化,貸款佔總資產比重45.90%,較上年末增長1.21個百分點,保持了穩步提升的良好態勢。零售轉型加速推進,零售貸款佔總貸款比重45.35%,較上年末增長2.71個百分點,實現税前利潤佔集團税前利潤總額比重50.01%,同比提高9.96個百分點。
該行排名英國《銀行家》全球銀行1000強第119位、較去年上升3位,位列福布斯"全球企業2000強"第761位、較去年上升54位、居西部銀行第1位,綜合實力居全國農商行和中西部銀行第一。
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