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中國人保(601319.SH)上半年歸母淨利升34.0%至168.84億元 擬10派0.17元
格隆匯 08-20 18:47

格隆匯8月20日丨中國人保(601319.SH)披露2021年半年度報吿,報吿期內,公司實現營業收入3137.25億元,同比增長1.1%;實現淨利潤232.81億元,同比增長31.6%;歸屬於母公司股東淨利潤168.84億元,同比增長34.0%;基本每股收益0.38元,半年報推10派0.17元(含税);綜合償付能力充足率318%,較2020年末提高13個百分點,資本實力更加雄厚。

財產險發展更加均衡,效益穩中向好:人保財險持續優化車險經營模式,大力發展家用車業務,汽車續保率同比上升2.1個百分點,承保數量同比增長11.1%;家用車承保數量佔比80.6%,同比上升1.3個百分點,車險業務結構和質量持續改善。人保財險戰略性發展非車險業務,實現原保險保費收入1310.70億元,同比增長14.4%;佔比52.0%,同比上升5.3個百分點,整體業務結構更加均衡。

人保財險順應車險綜合改革大潮,經營發展保持穩健。綜合成本率97.2%,同比下降0.1個百分點;承保利潤54.21億元,同比增長2.4%;淨利潤165.12億元,同比增長25.8%。

人身險業務結構優化、盈利能力提升:人保壽險盈利水平大幅提升,實現淨利潤44.85億元,同比增長17.1%;期交續期保費持續積累,同比增長6.0%;期交(含續期)業務佔比不斷提升,達到77.5%。

人保健康經營業績創歷史新高,實現淨利潤2.59億元,同比增長139.8%;實現原保險保費收入255.70億元,同比增長15.3%,在專業健康險公司中居於首位。健康險產品創新贏得客户口碑,“好醫保”系列產品迭代升級,實現保費收入64.86億元,惠及4597萬客户。

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