花旗:予東亞銀行(0023.HK)沽售評級 目標價12.1港元
花旗發表研報吿指,東亞銀行(0023.HK)今年上半年純利按年升74%至23億港元,較去年下半年升34%,收入按年跌1%,較去年下半年跌5%,兩者表現均高於預期,上半年撥備前利潤及撥備表現亦優於預期,予目標價12.1港元及沽售評級。
花旗表示,集團上半年淨息差為1.38%,較預期為高,但較同一期間內香港銀行同業拆息一個月平均走勢為低,借貸增長方面亦顯得具韌性,雖然香港借貸增長較去年下半年持平,但離岸借貸亦較去年下半年增長8%,而交易及其他收入方面的業務亦有復甦的跡象,但認為集團亦正在面對成本上升及物業重估損失等挑戰。

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