《大行報告》大和上調招行(03968.HK)目標價至83元 評級「買入」
大和發表研究報告指,招商銀行(03968.HK)上半年代理費用收入錄強勁增長,反映公司持續和全面的產品特性。其財富管理業務更推出公開平台,能夠讓外部財務機構開設官方戶口,向銀行客戶推銷產品。目前共有50名合作夥伴,吸引超過1,000萬的客戶群。招行亦推出分層基金,提供較低收費的項目,以滿足客戶需求。該行預期長遠管理資產增長和客戶參與度提高,有助超越費用收入的短期影響。
該行指,公司同時強化機構客戶的金融科技服務,包括推出「薪福通」與「發票雲」,相信有助吸引機構客戶,並發展成其零售客戶。重申「買入」評級,目標價由80元升至83元。
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