《大行報告》大摩:內地推新能源車專屬條款 料對車廠盈利能力正面
摩根士丹利發表的研究報告指,料在2021年底前新能源車將擁有其專屬保險條款,新能源車在內地雖佔比小但增長快速,今年上半年新車銷售已達120萬台,按年升2倍,不過現時承保條款及價格均與傳統車輛一樣,令理賠出現爭議而盈利能力方面亦有影響。而昨日公布的新能源車保險專屬條款徵求意見建議移除不適用於新能源車的條款,但就覆蓋包括起火及爆炸等帶來的損失等。
該行認為消息對車廠盈利能力影響正面,雖然新能源車上半年僅佔內地整體車輛的2%,但估計到2025年市場份額將增至20%,而車價、高端車款份額等未來亦會提升,在現時的定價策略來看,新能源車盈利能力低甚至錄虧損,而條款及定價模式更新,估計將助改善盈利能力,確保產品線長遠可持續性。(el/k) ~
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