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《藍籌業績》恆生銀行(00011.HK)中期純利87.67億元跌4% 第二次中期息每股1.1元
阿思達克 08-02 12:19
恆生銀行(00011.HK)公佈截至今年6月底止中期業績,純利87.67億元,按年跌4.1%;每股盈利4.44元,派第二次中期息1.1元,2021年上半年每股派息合共爲2.2元,去年上半年每股共派1.9元。

期內除稅前溢利減少3%至102.98億元,營業溢利減少8%至102.23億元。扣除預期信貸損失及其他信貸減值提撥變動前之營業收入淨額減少10%至173.26億元。

期內總營業收入256.33億元,按年跌6%。當中淨利息收入減少近20%至118.83億元,淨息差下跌35個基點至1.43%。

期內淨服務費收入增加17%至37.09億元,來自零售投資基金以及證券經紀及相關服務的收入錄得強勁增長,分別上升38%及25%。隨着零售消費意欲改善,信用卡業務收入增長10%,主要由於信用卡消費及商戶銷售增加。新增企業貸款增加,令信貸融通服務費收入上升14%。來自保險相關業務及匯款之服務費收入分別下跌17%及13%。

截至6月底普通股權一級資本比率爲15.8%,一級資本比率爲17.4%,總資本比率爲18.9%(於2020年12月31日,普通股權一級資本比率爲16.8%,一級資本比率爲18.5%,總資本比率爲20%)。

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