恆生銀行(00011.HK)上半年純利跌4%至87.67億港元 第二次中期息1.1港元
格隆匯8月2日丨恆生銀行(00011.HK)公佈,截至2021年6月30日止6個月,扣除預期信貸損失及其他信貸減值提撥變動前的營業收入淨額減少10%,為173.26億港元(2020年上半年為191.87億港元;較2020年下半年168.81億港元增加3%)。
淨利息收入較去年同期減少20%,為118.83億港元。不利的利率環境抵銷了資產負債表增長及賺取利息的平均資產上升5%帶來的影響。與去年同期比較,淨利息收益率減少45個基點,為1.51%,主要由於資產負債表重新定價。與2020年下半年比較,淨利息收益率大致能夠保持,淨利息收入則下跌2%,反映今年上半年日數較去年下半年為少;非利息收入為54.43億港元,分別較去年上、下半年上升24%及14%;淨服務費收入上升17%,為37.09億港元。
營業溢利減少8%,為102.23億港元(2020年上半年為111.34億港元;較2020年下半年89.91億港元增加14%);除税前溢利減少3%,為102.98億港元(2020年上半年為106.19億港元;較2020年下半年87.95億港元增加17%);股東應得溢利減少4%,為87.67億港元(2020年上半年為91.43億港元;較2020年下半年75.44億港元增加16%)。
每股盈利減少4%,為每股4.44港元(2020年上半年為每股4.64港元);第二次中期股息為每股1.10港元,2021年上半年每股派息合共為2.20港元(2020年上半年為每股1.90港元)。
於2021年6月30日,普通股權一級資本比率為15.8%,一級資本比率為17.4%,總資本比率為18.9%(於2020年12月31日,普通股權一級資本比率為16.8%,一級資本比率為18.5%,總資本比率為20.0%)。
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