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畢馬威:中國銀行業在疫情下仍保持經營平穩 持續復甦
畢馬威發佈《2021年中國銀行業調查報告》,指去年以來,複雜的全球疫情形勢和宏觀經濟環境的變化為銀行業發展帶來顯著影響,資產品質與盈利能力進一步受壓,惟中國銀行業在疫情衝擊下呈現出持續復甦、穩健發展的經營趨勢。在此次疫情下,中國銀行業數碼化轉型加快步伐,金融科技賦能加速,綠色金融聚焦發展,為銀行金融機構新一階段數碼化轉型和高品質發展帶來新的機會。

畢馬威中國金融服務業主管合夥人張楚東表示,今年是「十四五」規劃的開局年,銀行業的發展也將進入重要的戰略機遇期,科技創新和產業轉型升級都離不開金融業的大力支持,銀行業將發揮關鍵的支持作用。對於未來銀行,加快數碼化轉型、推動綠色金融、發展普惠金融、加強防範金融風險將是主導未來發展前景的四大行業趨勢。

另外,此次銀行業調查報告中,畢馬威針對200家上市及非上市商業銀行2020年度的業績表現和關鍵指標進行了逐一整理和展示,涵蓋其業務規模、盈利水準、資產品質、資本充足水準等。畢馬威中國銀行業主管合夥人史劍表示,去年中國銀行業在疫情衝擊下仍保持經營態勢整體平穩,資產負債規模繼續擴張,信貸結構持續優化,資產品質相對穩定,風險抵補能力充足。未來銀行依然是經營風險的機構,對風險進行識別、衡量、防範和定價的能力仍然是未來銀行的核心競爭力。

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