惠譽確認渣打集團(02888.HK)信貸評級 展望負面
評級機構惠譽公佈,確認渣打集團(02888.HK)及旗下渣打銀行長期發行人違約評級分別「A」及「A+」,展望「負面」,生存力評級確認爲「a」。惠譽稱,渣打集團信貸評級取決於生存力評級,平衡了其強勁資金渠道及流動性,資本面具韌性,較保守的風險胃納,抵銷了較評級相若同業相對弱的盈利及資產質素。
報告稱,認爲集團信貸狀況在持續基礎上產生充足盈利能力下面對壓力,特別是現時處於低息環境,情況與全球同業一致。惠譽表示,渣打已調節其策略以迴應具挑戰性收入環境,以及資產質素及資本面風險已下降。對經營模式及管理層的挑戰等、導致「負面」評級展望。
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