中國銀保監會:興業銀行(601166.SH)存在侵害消費者財產安全權等違法違規問題
中國銀保監會消費者權益保護局發佈關於興業銀行(601166.SH)侵害消費者權益情況的通報》時指出,該行存在6類違法違規問題,包括爲增加信用卡分期業務收入,默認勾選自動分期起始金額,侵害消費者自主選擇權;適當性管理落實不到位,侵害消費者財產安全權;代銷保險業務中欺騙投保人、隱瞞與保險合同有關的重要情況,侵害消費者知情權。
此外,該行是以存款作爲審批和發放貸款的前提條件,侵害消費者公平交易權;向個人住房按揭貸款客戶搭售人身意外險,侵害消費者自主選擇權;通過預收保費、超基準費率收取保費等,爲保險公司和該行牟取不正當利益。(ta/w)
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