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《大行报告》汇丰研究调整内险股目标价 财险(02328.HK)评级降至「持有」
阿思达克 06-01 15:32
汇丰研究发表报告表示,中期而言对内地寿险业务前景感乐观,惟料短期业务增长具挑战,主因包括大型保险公司进行业务改革及重组与小规模公司的增长;新业务销售受到混合代理趋势影响;过去一年产品组合转向储蓄及医疗,并不确定是暂时还是长远趋势,以及中期的产品变化可能会进一步影响行业利润率等因素。这或盖过了行业基本面或吸引估值。

报告又指,中国财险(02328.HK)业务负面因素持续,尤其是车保方面,该行将财险评级由「买入」降至「持有」,目标价则由8元上调至8.5元;持续看好中国平安(02318.HK),予「买入」评级及目标价106元。

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