平安壹账通银行去年税前亏损按年扩大至1.84亿元
中国平安(02318.HK)旗下平安壹账通银行公布,去年9月正式开业以来业务稳健增长,总收入达797.3万元,按年增长21.3%。贷款及存款规模正稳步建立,去年底止来自客户的存款总额为4.82亿元,客户贷款及垫款为约6,970万元,贷存比率为14.5%。期内中小微企贷款业务的总利息收益率及净利息收益率分别为9.3%及8.3%,没有不良贷款。
该行指,由於去年9月始正式开业,业务尚处於发展初期,去年录得税前亏损1.84亿元,较2019年同期的税前亏损1.12亿元有所增加。净利息收入为约310万元,较2019年度同期约660万元下跌52.8%,主要原因是支付存款客户的利息开支,以及资金市场利率下降所致。
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