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民生銀行(01988.HK)一季度淨利潤降11.43%至147.47億元
格隆匯 04-29 22:35

格隆匯 4 月 29日丨民生銀行(01988.HK)發佈2021年第一季度報吿,實現營業收入430.72億元,同比下降12.69%;歸屬於該行股東的淨利潤147.47億元,同比下降11.43%;歸屬於該行股東的扣除非經常性損益的淨利潤147.57億元,同比下降11.69%;基本每股收益0.34元。

營業收入下降的主要原因是該行持續壓降非標準化投資,非標投資規模較上年同期大幅下降,相關收益同比下降35.38億元;債券收益率區間震盪,缺乏上年同期債券市場的趨勢性交易機會,相關收益同比下降26.86億元;貸款平均收益率同比下降抵消了規模增長的影響,貸款利息收入同比基本持平。

截至報吿期末,集團不良貸款總額721.06億元,比上年末增加20.57億元,增幅2.94%;不良貸款率1.80%,比上年末下降0.02個百分點;撥備覆蓋率141.11%,比上年末上升1.73個百分點;貸款撥備率2.54%,比上年末上升0.01個百分點。

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