浙商銀行(02016.HK)一季度淨利潤45.76億元 同比增加1.06%
格隆匯4月29日丨浙商銀行(02016.HK)公佈,2021年第一季度,公司實現營業收入130.24億元,同比減少4.55億元,下降3.38%。其中:利息淨收入100.68億元,同比增加6.85億元,增長7.30%,淨利差為2.10%;非利息淨收入29.56億元,同比減少11.40億元,下降27.83%。非利息淨收入佔營業收入比22.70%,同比下降7.69個百分點。成本收入比25.18%,同比下降0.79個百分點。公司實現歸屬於本行股東的淨利潤45.76億元,同比增加0.48億元,增長1.06%。
截至報吿期末,集團資產總額20,601.55億元,比上年末增加119.30億元,增長0.58%。其中:發放貸款和墊款總額12,453.50億元,比上年末增加476.52億元,增長3.98%。負債總額19,238.42億元,比上年末增加81.60億元,增長0.43%。其中:吸收存款12,727.92億元,比上年末減少628.44億元,下降4.71%。
截至報吿期末,集團不良貸款餘額190.97億元,比上年末增加20.52億元,增長12.04%;不良貸款率1.53%,比上年末提高0.11個百分點;撥備覆蓋率175.11%,比上年末下降15.90個百分點;貸款撥備率2.69%,比上年末下降0.03個百分點。
截至報吿期末,集團資本充足率12.87%,比上年末下降0.06個百分點;一級資本充足率9.92%,比上年末上升0.04個百分點;核心一級資本充足率8.81%,比上年末上升0.06個百分點。
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