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重慶農村商業銀行(03618.HK):一季度歸母淨利32.48億元 同比5.48%
格隆匯 04-29 17:08

格隆匯 4 月 29日丨重慶農村商業銀行(03618.HK)發佈2021年第一季度報吿,2021年1至3月,集團實現淨利潤人民幣33.01億元,其中歸屬於本行股東的淨利潤32.48億元,分別較上年同期增長4.98%和5.48%。年化平均總資產回報率1.13%,年化加權平均淨資產收益率13.63%。

2021年1至3月,營業收入74.87億元,較上年同期增長7.71%。其中,利息淨收入65.27億元,較上年同期增長9.51%。手續費及佣金淨收入5.87億元,較上年同期降低13.66%。淨利息收益率為2.26%,較上年同期下降0.05個百分點。根據中國財政部、國資委、銀保監會和證監會發布的《關於嚴格執行企業會計準則,切實加強企業2020年年報工作的通知》,2020年起,集團對信用卡持卡人分期收入進行了重分類,將其從手續費及佣金收入重分類至利息收入,上述相關數據已重述。

截至2021年3月31日,集團不良貸款餘額69.40億元,較上年末增加2.95億元,不良貸款率1.29%,較上年末下降0.02個百分點。撥備覆蓋率306.06%,較上年末下降8.89個百分點。截至2021年3月31日,集團按照《商業銀行資本管理辦法(試行)》計量的核心一級資本充足率12.01%,一級資本充足率12.02%,資本充足率14.31%,均滿足監管要求。

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