交通銀行(03328.HK)一季度淨利潤219.46億元 同比增長2.31%
格隆匯4月29日丨交通銀行(03328.HK)公佈,2021年第一季度,公司實現淨經營收入684.10億元,同比增長5.14%;實現淨利潤(歸屬於母公司股東)219.46億元,同比增長2.31%;年化平均資產回報率和年化加權平均淨資產收益率分別為0.82%和11.79%,同比分別下降0.03個百分點和0.05個百分點。
報吿期末,集團資產總額111,732.20億元,較上年末增長4.45%;負債總額102,711.24億元,較上年末增長4.60%;股東權益(歸屬於母公司股東)8,897.04億元,較上年末增長2.67%。
報吿期內,集團實現利息淨收入385.53億元,同比增加18.17億元,增幅4.95%;在淨經營收入中的佔比56.36%,同比下降0.10個百分點。利息淨收入提升主要源自規模增長帶來的貢獻。報吿期內,集團合理把握信貸投放總量、投向和節奏,貸款實現均衡平穩增長。報吿期末,客户貸款餘額61,659.02億元,較上年末增加3,174.78億元,增幅5.43%。其中,公司類貸款餘額39,639.53億元,較上年末增加2,564.82億元,增幅6.92%;個人貸款餘額20,439.40億元,較上年末增加630.58億元,增幅3.18%;票據貼現餘額1,580.09億元,較上年末減少20.62億元,降幅1.29%。
報吿期末,集團不良貸款餘額1,011.04億元,較上年末增加34.06億元,增幅3.49%;不良貸款率1.64%,較上年末下降0.03個百分點;撥備覆蓋率143.42%,較上年末下降0.45個百分點;撥備率2.35%,較上年末下降0.05個百分點。
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