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《公司業績》渣打集團(02888.HK)首季基本表現除稅前溢利按年增加18%至14.46億美元 勝預期
阿思達克 04-29 12:31
渣打集團(02888.HK)公布首季業績,基本表現除稅前溢利按年增加18%至14.46億美元,高於本網早前綜合3間券商介乎9.94億美元至10.71億美元的預測。基本表現經營收入按年倒退9%至39.29億美元,仍高於本網早前綜合3間券商介乎38.13億美元至38.8億美元之預測。基本表現經營支出按年增加6%至24.94億美元,成本對收入比率自去年同期的54.5%提升至63.5%。期內信貸減值2,000萬美元,較去年同期的9.56億美元大減。

首季法定表現除稅前溢利按年增長59%至14.13億美元,高於本網早前綜合3間券商介乎9.06億美元至10.18億美元的預測。法定表現純利按年增長1.14倍至10.92億美元,每股盈利32.6美仙。普通股股東有形權益回報10.6%,較去年同期的5.1%大幅提升。

首季淨利息收入按年倒退10%至16.62億美元,經調整淨息差1.22%,較去年同期收窄30點子。普通股權一級資本比率14%,較去年同期的13.4%提升。

集團表示,隨著淨息差已經大致穩定,預計相較去年下半年而言,收入將在今年下半年重拾增長,按固定匯率基準計算,預期今年全年度收入將與去年全年度收入相若,明年全年度收入可望重返增長率5%至7%的中期指引水平。同時預期今年全年度支出將依然較去年全年度略微增加,原因是集團持續投資數碼能力,惟按固定匯率基準計算支出應保持在100億美元以下。

另外,由於貸款損失率可能介乎或低於35至40個基點的中期指引範圍,集團預計今年全年度的減值支出將按年大幅減少。

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