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建設銀行(601939.SH)一季度歸母淨利潤升2.8%至831.15億元
格隆匯 04-28 21:36

格隆匯 4 月 28日丨建設銀行(601939.SH)發佈2021年第一季度報吿,實現營業收入2165.23億元,同比增長3.40%;歸屬於本行股東的淨利潤831.15億元,同比增長2.80%;扣除非經常性損益後歸屬於本行股東的淨利潤830.09億元,同比增長2.69%;基本和稀釋每股收益0.33元。

按照貸款五級分類劃分,不良貸款2742.53億元,較上年末增加135.24億元。不良貸款率1.56%上年末持平。撥備覆蓋率為214.94%,較上年末上升1.35個百分點。

利息淨收入1471.48億元,較上年同期增長4.27%。淨利差為1.96%,淨利息收益率為2.13%,分別較上年同期下降0.140.13個百分點,主要受利率市場化穩步推進、產品結構變化和存款競爭激烈等因素影響所致

手續費及佣金淨收入410.79億元,較上年同期增長8.82%主要是代理業務、託管及其他受託業務等產品收入實現較快增長

業務及管理費409.70億元,較上年同期增加36.31億元。成本收入比21.02%較上年同期上升0.96個百分點

減值損失522.63億元,較上年同期增加30.96億元。其中,信用減值損失522.84億元,較上年同期增長6.44%

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