鄭州銀行(06196.HK)一季度淨利升2.76%至11.25億元
格隆匯 4 月 28日丨鄭州銀行(06196.HK)公吿,2021年第一季度,公司實現營業收入為31.87億元;歸屬於公司股東的淨利潤為11.25億元,同比增長2.76%;基本每股收益為0.15元。
截至報吿期末,不良貸款率2.04%,較年初下降0.04個百分點;撥備覆蓋率163.32%,較年初增加2.88個百分點;資本充足率13.26%,主要指標均符合監管要求。
高質量發展穩步推進。開始落地新五年戰略發展規劃,建立戰略管理機制、溝通機制、獎勵機制,有序推進各項工作;考核導向更加精準,將全行考核指標調整為效益類、發展類、戰略類和風險類四大項核心經營指標,突出"效益為本、負債優先、戰略導向"原則;踐行金融服務"鄉村振興"戰略,積極推進惠農站點建設,推出專屬產品"富民卡"、"富民存單";堅持綠色金融理念,參與國家開發銀行首單"碳中和"專題綠色金融債券發行,承銷人民幣6.80億元。
風險防控更加嚴密。加快風險處置化解,制定年度風險化解目標,明確責任分工、壓實管理責任,推進資產質量穩步向好,不良貸款率由年初的2.08%繼續下降至2.04%;完成合規經理派駐制改革,對管理行派駐合規經理,實行雙線報吿、貼身監管,制定盡職評價和責任追究制度;加強金融市場業務風險管理,從加強人防、技防、制度建設、授權管理、監督檢查等維度,明確金融市場業務風險管理要求。
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