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上海銀行(601229.SH):2020年度淨利升2.89%至208.85億元 擬10派4元
格隆匯 04-23 19:21

格隆匯4月23日丨上海銀行(601229.SH)公佈2020年度報吿,集團實現營業收入507.46億元,同比增長1.90%,其中,利息淨收入為363.94億元,同比增長14.58%;手續費及佣金淨收入為56.09億元,同比增長9.46%;實現歸屬於母公司股東的淨利潤208.85億元,同比增長2.89%;擬10派4元。

從趨勢看,2020年第四季度營業收入同比、環比均增長較快,增幅分別為10.84%、8.96%,帶動全年營業收入、歸屬於母公司股東的淨利潤實現穩健增長,扭轉2020年前三季度下降態勢。

報吿期末,集團資產總額24,621.44億元,較上年末增長10.06%。聚焦主責主業,積極支持服務實體經濟,加大普惠金融、供應鏈金融、科創金融、民生金融、住房按揭貸款等領域信貸投放,優化信貸結構。報吿期末,集團客户貸款和墊款總額10,981.24億元,較上年末增長12.92%,佔資產總額比重44.60%,較上年末提高1.13個百分點。

報吿期末,集團存款總額12,971.76億元,較上年末增長9.37%,佔負債總額比重57.11%。

報吿期末,集團不良貸款率1.22%,與2020年第三季度末持平,較上年末上升0.06個百分點;撥備覆蓋率321.38%,較上年末下降15.77個百分點,保持行業較好水平;貸款撥備率3.92%,較上年末提高0.02個百分點;逾期客户貸款和墊款佔比1.60%,較上年末下降0.05個百分點;逾期不良比130.86%,較上年末下降11.54個百分點,較2020年6月末下降49.70個百分點。

報吿期末,集團資本充足率為12.86%,一級資本充足率為10.46%,核心一級資本充足率為9.34%,符合監管要求和集團資本規劃管理目標。

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