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上海银行(601229.SH):2020年度净利升2.89%至208.85亿元 拟10派4元
格隆汇 04-23 19:21

格隆汇4月23日丨上海银行(601229.SH)公布2020年度报告,集团实现营业收入507.46亿元,同比增长1.90%,其中,利息净收入为363.94亿元,同比增长14.58%;手续费及佣金净收入为56.09亿元,同比增长9.46%;实现归属于母公司股东的净利润208.85亿元,同比增长2.89%;拟10派4元。

从趋势看,2020年第四季度营业收入同比、环比均增长较快,增幅分别为10.84%、8.96%,带动全年营业收入、归属于母公司股东的净利润实现稳健增长,扭转2020年前三季度下降态势。

报告期末,集团资产总额24,621.44亿元,较上年末增长10.06%。聚焦主责主业,积极支持服务实体经济,加大普惠金融、供应链金融、科创金融、民生金融、住房按揭贷款等领域信贷投放,优化信贷结构。报告期末,集团客户贷款和垫款总额10,981.24亿元,较上年末增长12.92%,占资产总额比重44.60%,较上年末提高1.13个百分点。

报告期末,集团存款总额12,971.76亿元,较上年末增长9.37%,占负债总额比重57.11%。

报告期末,集团不良贷款率1.22%,与2020年第三季度末持平,较上年末上升0.06个百分点;拨备覆盖率321.38%,较上年末下降15.77个百分点,保持行业较好水平;贷款拨备率3.92%,较上年末提高0.02个百分点;逾期客户贷款和垫款占比1.60%,较上年末下降0.05个百分点;逾期不良比130.86%,较上年末下降11.54个百分点,较2020年6月末下降49.70个百分点。

报告期末,集团资本充足率为12.86%,一级资本充足率为10.46%,核心一级资本充足率为9.34%,符合监管要求和集团资本规划管理目标。

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