平安銀行(000001.SZ)一季度淨利升18.5%至101.32億元 非息收入較快增長
格隆匯4月20日丨平安銀行(000001.SZ)披露2021年第一季度報吿。2021年一季度,集團實現營業收入417.88億元,同比增長10.2%;實現淨利潤101.32億元,同比增長18.5%,盈利能力有所提升。
2021年一季度,集團淨息差2.87%,與去年同期同比基本持平;負債平均成本率2.22%,較去年同期及去年全年分別下降32個基點、10個基點,其中吸收存款平均成本率2.06%,較去年同期及去年全年分別下降36個基點、17個基點,存款成本持續優化。
2021年一季度,集團實現非利息淨收入120.22億元,同比增長14.5%,主要得益於財富管理業務、信用卡業務、對公結算業務及理財業務等手續費收入增長;非利息淨收入佔比28.77%,同比上升1.10個百分點。
2021年3月末,集團資產總額4.57萬億元,較上年末增長2.3%,其中,發放貸款和墊款總額2.78萬億元,較上年末增長4.2%;負債總額4.20萬億元,較上年末增長2.3%,其中,吸收存款餘額2.74萬億元,較上年末增長2.5%,活期存款餘額1.01萬億元,較上年末增長7.8%。
該行持續實施網點智能化建設,合理配置網點佈局;2021年3月末,該行共有101家分行(含香港分行),合計1095家營業機構。
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