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巴曙松:銀行業正面對數字貨幣體系構建及安全等挑戰
阿思達克 04-16 09:25
港交所(00388.HK)首席中國經濟學家巴曙松表示,數據資產的特殊性及轉型中數據特徵的變化,使銀行在數據資產管理上面臨不小挑戰,當前銀行業正面臨如何將海量數據資源轉化為有價值的資產、做好管理同時挖掘數據資產價值,以及推動市場良性發展等重要挑戰。

他指出,數字化轉型背景下,銀行業務向全面線上化發展,數據規模隨之呈現幾何級增長,規模激增,結構更為複雜,並呈零散式分佈,若缺乏統一管控,可能影響整體質量,分析及應用效果會大打折扣。

巴曙松又指,數字化轉型過程中,銀行自身安全治理能力和開放經營模式是數據安全問題增加的來源,銀行應建立結構健全、權責清晰的數據資產管理架構,搭建完整的數據資產管理體系,積極利用技術創新賦能數據資產管理,強化數據資產安全保護和風險管理。

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