螞蟻集團:視整改為革新契機 更堅定服務小微
螞蟻集團發表聲明,指去年底金融管理部門對螞蟻集團提出五項重點業務領域的整改要求。螞蟻集團高度重視整改工作的嚴肅性,在金融管理部門的指導下,全面對標監管要求,近期已完成整改方案的研究和制定工作。
螞蟻集團將整體申設金融控股公司,實現金融業務全部納入監管;支付業務回歸支付本源,堅持小額便民、服務小微定位;申設個人徵信公司,依法持牌、合法合規經營個人徵信業務,加強個人信息保護,有效防範數據濫用;將「借唄」、「花唄」全部納入消費金融公司,依法合規開展消費金融業務;強化消費者權益保護,加強金融消費者適當性管理;完善公司治理,遵守公平競爭的法律規則,規範關聯交易,加強風險防控,營造公平競爭的市場環境,進一步增強社會責任體系建設等。上述事項將根據監管規定及螞蟻集團公司章程等相關約定,在履行相應程序後具體執行。
螞蟻集團深刻認識到,國家依法規範平台經濟發展,將金融活動全部納入金融監管,是站在全局高度、統籌發展與安全的重要舉措,不僅有利於行業健康有序發展,也是維護公平競爭市場環境,推動高質量發展的內在要求。
螞蟻集團將在金融管理部門的指導下,認真落實整改有關工作,確保全面規範金融業務的經營和發展,同時全力保障業務連續性和服務質量,不斷提升對實體經濟、小微企業和消費者的服務水平。
螞蟻集團也將以此次整改為革新契機,更加堅定立足小微、服務實體經濟的定位,堅持科技驅動、守正創新、開放共贏的發展理念,自覺把企業發展融入國家戰略大局,不斷加大科技創新投入,不斷增強合規能力建設,不斷提升國際競爭力,努力為社會創造價值,為服務「雙循環」新發展格局貢獻力量。
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