You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
穆迪:小微企业贷款延付政策再延长 内银资产风险压力未减
阿思达克 04-09 11:55
评级机构穆迪表示,人民银行、中国银保监会、财政部等五部委上月宣布继续实施普惠小微企业贷款延期还本付息政策,现有支持性货币政策工具延期至2021年12月31日,预期将缓解今年底到期的贷款还款压力,并降低银行融资成本,但同时该部分贷款的信用风险依然较高,银行业资产风险压力仍然存在。

穆迪引述人行数据指,2020年内地银行业累计发放普惠小微信用贷款3.9万亿元人民币,累计对7.3万亿元人民币的贷款延期还本付息,认为政策将使不良贷款确认延迟,小微企业借款人内在的资产风险不会仅仅因为贷款延期偿付而消失。

穆迪预计,延期政策将使小微企业借款人获得推迟偿债的空间,使其财务状况改善,能够跟上更全面经济复苏步伐,因此潜在的贷款逾期风险将会被分散和降低。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account