民生銀行(600016.SH):2020年度淨利降36.25%至343.09億元 擬10派2.13元
格隆匯3月30日丨民生銀行(600016.SH)公佈2020年年度報吿,報吿期內,集團實現營業收入1,849.51億元,同比增加45.10億元,增幅2.50%;實現撥備前利潤總額1,313.22億元,同比增加35.93億元,增幅2.81%;實現歸屬於公司股東的淨利潤343.09億元,同比減少195.10億元,降幅36.25%;平均總資產收益率和歸屬於公司普通股股東的加權平均淨資產收益率分別為0.51%和6.81%,同比分別下降0.36和5.59個百分點。擬每10股派發現金股利人民幣2.13元(含税)。
截至報吿期末,集團資產總額69,502.33億元,比上年末增加2,683.92億元,增幅4.02%;發放貸款和墊款總額38,539.31億元,比上年末增加3,663.30億元,增幅10.50%,在資產總額中佔比55.45%,比上年末上升3.25個百分點。負債總額64,089.85億元,比上年末增加2,579.73億元,增幅4.19%;吸收存款總額37,281.74億元,比上年末增加1,240.86億元,增幅3.44%,個人存款和活期存款在吸收存款總額中佔比分別為20.35%和41.08%,比上年末分別上升0.42和1.74個百分點。
截至報吿期末,集團不良貸款總額700.49億元,比上年末增加156.15億元,增幅28.69%;不良貸款率1.82%,比上年末上升0.26個百分點;逾期90天以上貸款517.50億元,佔比1.35%,比上年末下降0.02個百分點;逾期90天以上貸款與不良貸款比例為73.88%,比上年末下降14.12個百分點,達到近三年最好水平。撥備覆蓋率139.38%,比上年末下降16.12個百分點;貸款撥備率2.53%,比上年末上升0.10個百分點。
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