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中行(03988.HK):不良貸款反彈主因受疫情影響
阿思達克 03-30 18:45
中行(03988.HK)副行長陳懷宇表示,去年受疫情影響,令不良貸款反彈,其中內地集中在製造業、房地產等,海外則為油氣和航空業等,但第四季不良貸款已較第三季有改善,相信有持續回復趨勢。

他指,中國經濟在全球率先回復增長,預期風險資產可控,但同時亦要留意貨幣政策收緊,疫情影響後,帶來的壓力,特別是在疫情影響實施臨時延長還款措施等,企業未有改善、地區財政壓力、供應鏈弱勢民營企業的還款能力;海外方面,歐洲疫情有捲土重來,對宏觀經濟影響較大,海外風險管理存壓力,不過相信整體情況可控。

他表示,今年會積極防範風險,與服務經濟結合,強抓十四五機遇,加強潛在風險管控,相信在銀行有針對性風險管控措施下,預期今年資產質量保持穩定,有向好趨勢。

行長劉金補充,不良貸款在過程中有波動,但在合理範圍內,市場不用擔心,亦不用過份解讀,公司會按要求化解不良資產,充份利用不良貸款的處置手段。

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