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農行(01288.HK)料今年息差仍受壓 盈利將穩中改善
阿思達克 03-30 17:49
農行(01288.HK)去年淨利息收益率按年收窄3點子至2.2%。該行副董事長兼行長張青松於記者會上表示,去年淨息差受壓是行業趨勢,主要由於LPR下降,及支持實體經濟及普惠金融而拉低貸款成本。

他指,該行去年控制存款成本,主動調整存款結構,致存款付息率降6點子至1.53%。不過他指,今年淨息差仍面臨一定壓力,在現行相對穩定LPR下,首季的房貸定價下降2至3個點子。今年將續強化貸款差異化風險定價、調整貸款結構及佔整體收入比重。

至於今年盈利表現,他料將受惠於持續復甦的內地經濟,盈利有望穩中改善。

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