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建設銀行(00939.HK)料今年淨息差於合理區間維持
阿思達克 03-29 18:03
建設銀行(00939.HK)行長王江於記者會上表示,去年淨息差受壓主要由於低利率及低經濟增長環境,加上該行支持實體經濟而減銀行收費,利率下行及推動LPR等因素,致貸款息差收窄,同時存款利率因市場競爭而提升,雖發債成本下降有利息差,惟整體淨息差仍收窄。

他預計,今年建行淨息差仍將於合理區間維持,惟料貸款利率將平穩,存款利率料將上揚。

該行首席風險官靳彥民表示,該行去年重點支持實體經濟,對公投放貸款中51%為基建領域。另外亦增加對製造業貸款及綠色貸款,小微企及普惠金融貸款持續增長。

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