無錫銀行(600908.SH)2020年淨利升4.96%至13.12億元 撥備覆蓋率355.88%
格隆匯3月29日丨無錫銀行(600908.SH)披露2020年年度報吿,報吿期內,全行實現營業收入38.96億元,同比增長10.07%,其中中間業務收入2.28億元,同比增長63.89%;歸屬於母公司淨利潤13.12億元,同比增長4.96%;基本每股收益0.71元,年報推10派1.8元(含税)。
截至報吿期末,全行各項存款餘額1413.32億元,比年初增加131.36億元,增幅10.25%。其中對公存款餘額810.52億元,比年初增加46.64億元,增幅6.11%;個人存款餘額602.80億元,比年初增加84.73億元,增幅16.35%。
截至報吿期末,全行各項貸款餘額996.93億元,比年初增加147.63億元,增幅17.38%。貸款投放再創新高。
截至報吿期末,全行五級分類不良貸款餘額10.98億元,不良貸款比例1.10%,較年初下降0.11個百分點,不良貸款撥備覆蓋率355.88%,較年初提升67.70個百分點,風險抵禦能力進一步增強。
報吿期內,成功發行15億元無固定期限資本債券,顯著提升該行一級資本充足率,有效緩解了資本補充壓力,為2021年持續服務實體經濟奠定了良好的基礎。
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