You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
晉商銀行(02558.HK)年度純利增長5.6%至15.67億元 100股派10元
格隆匯 03-27 01:13

格隆匯3月26日丨晉商銀行(02558.HK)公佈,截至2020年12月31日止年度,公司營業收入48.68億元人民幣,同比減少4.3%;公司股東應占淨利潤15.67億元,同比增長5.6%;每股盈利0.27元,末期股息每100股股份人民幣10.0元(含税)。

截至2020年末,全行資產總額2,709.4億元,較年初增加233.7億元,增幅9.4%;各項存款餘額1,767.8億元,較年初增加214.6億元,增幅13.8%;各項貸款餘額1,361.0億元,較年初增加206.2億元,增幅17.9%。

不良貸款為人民幣25.09億元,較2019年12月31日增加人民幣3.66億元,不良貸款率為1.84%,較2019年12月31日下降0.02個百分點。不良貸款總額上升及不良貸款率下降的主要原因是受經濟下行疊加疫情衝擊影響,部分行業和企業經營壓力巨大,還款能力下降。雖然本行主動採取了延期還本付息、展期等幫扶措施,但經營不善企業本身存在的問題沒有改變,導致不良貸款總額上升。今年以來本行加大不良貸款處置力度,加強不良資產現金清收,推動不良資產打包處置、核銷,多種途徑化解風險資產,實現高效率合規不良處置,同時發放貸款和墊款總額上升,因此2020年末不良貸款率較年初有所下降。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account