工商銀行(601398.SH)2020年度歸母淨利潤升1.2%至3159.06億元 擬10派2.66元
格隆匯 3 月 26日丨工商銀行(601398.SH)發佈2020年度報吿,實現營業收入8826.65億元,同比增長3.2%;營業利潤3913.82億元,同比增長0.2%;淨利潤3176.85億元,同比增長1.4%;歸屬於母公司股東的淨利潤3159.06億元,同比增長1.2%;扣除非經常性損益後歸屬於母公司股東的淨利潤3140.97億元,同比增長1.2%;基本每股收益0.86元,董事會建議派發2020年度普通股現金股息,每10股人民幣2.660元(含税)。
其中,利息淨收入6467.65億元,增長2.3%,非利息收入2359億元,增長5.7%。營業支出4912.83億元,增長5.7%,其中,業務及管理費1968.48億元,下降1.1%,成本收入比22.30%,計提資產減值損失2026.68億元,增長13.2%。所得税費用744.41億元,下降5.1%。
利息收入10925.21億元,增加290.76億元,增長2.7%;利息支出4457.56億元,增加145.28億元,增長3.4%。淨利息差和淨利息收益率分別為1.97%和2.15%,均比上年下降15個基點,主要是該行推進LPR貸款定價基準轉換,同時持續讓利實體經濟,進一步降低企業融資成本。
各類風險得到有效管控,不良貸款率1.58%,保持在穩健區間。逾期貸款率、關注貸款率均實現下降。逾期貸款與不良貸款的剪刀差首次實現年度為負。撥備覆蓋率180.68%。成本收入比22.30%,繼續保持在較優水平。
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