中银保监发布商业银行负债质量管理办法
为促进商业银行提升负债质量管理水平,维护银行体系安全稳健运行,中国银保监会印发《商业银行负债质量管理办法》提出,商业银行应当建立健全负债业务创新管理机制,在引入新产品、新客户、新流程、新技术手段前,应当充分识别和评估其包含的各类风险以及对整体负债质量的影响,并制定相应风险管理措施。引入并运行後,应加强日常监测,定期评估相应措施的有效性,并根据需要及时进行调整。
办法指出,商业银行应密切关注影响该行负债来源稳定性的内外部因素,加强对负债规模和结构变动的监测和分析,提高对负债规模和结构变动的管理,防止负债大幅异常变动引发风险。(ta/) ~
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