中信股份(00267.HK):中信銀行年度淨利升2.01%至489.8億元
格隆匯 3 月 25日丨 中信股份(00267.HK)公吿,公司附屬中信銀行公佈2020年業績,全年實現經營收入1,953.99億元,同比增長4.00%;撥備前利潤1,408.46億元,同比增長5.27%;實現歸屬於股東淨利潤489.80億元,同比增長2.01%。董事會建議分派2020年度股息124.29億元,每10股現金分紅2.54元,較上年增長6.28%,連續三年提升,回饋廣大股東的支持與厚愛。
年末總資產達7.51萬億元,比上年末增長11.27%;存款規模達4.53萬億元,比上年末增長12.12%;貸款規模4.47萬億元,比上年末增長11.89%,主要規模指標保持股份制銀行前列。
更值得欣喜的是,2020年末,不良貸款率降至1.64%,為近五年來最低,資產質量趨勢漸明,並且這一成績是在將信用卡和個貸逾期60天以上貸款全部降為不良的情況下取得的,殊為不易。年末逾期60天以上貸款╱不良、逾期90天以上貸款╱不良等兩項指標,均為近年來最低水平。
同時,加大撥備計提力度,全年計提撥備829.9億元,同比增長7.4%;撥備覆蓋率171.68%,撥貸比2.82%,均保持在較好水平。回首2020年,公司堅持謀好、謀快、謀遠並舉,固強基、優化結構、深化轉型、提升管理,在傳承中與時俱進,在前進中攻堅克難,公司付出的每一分耕耘和努力,都轉化成為中信銀行的價值成長。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.