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中信銀行(00998.HK)年度淨利升2.01%至489.8億元 10派2.54元
格隆匯 03-25 19:36

格隆匯3月25日丨中信銀行(00998.HK)發佈公吿,截至2020年12月31日止年度,公司實現營業收入1947.31億元,較上年增長3.81%;其中實現利息淨收入1505.15億元,較上年增長2.44%;實現非利息淨收入442.16億元,較上年增長8.75%;實現撥備前利潤1408.46億元,較上年增長5.27%。歸屬於公司股東淨利潤489.80億元,較上年增長2.01%。擬10派2.54元。

年末總資產達7.51萬億元,比上年末增長11.27%;存款規模達4.53萬億元,比上年末增長12.12%;貸款規模4.47萬億元,比上年末增長11.89%,主要規模指標保持股份制銀行前列。

更值得欣喜的是,2020年末,該行不良貸款率降至1.64%,為近五年來最低,資產質量趨勢漸明,並且這一成績是在將信用卡和個貸逾期60天以上貸款全部降為不良的情況下取得的,殊為不易。年末逾期60天以上貸款╱不良、逾期90天以上貸款╱不良等兩項指標,均為近年來最低水平。同時,公司加大撥備計提力度,全年計提撥備829.9億元,同比增長7.4%;撥備覆蓋率171.68%,撥貸比2.82%,均保持在較好水平。

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