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大新银行(02356.HK):低息环境续影响净息差 将改善存贷组合
阿思达克 03-24 16:14
大新银行(02356.HK)去年拨备大增逾80%,该行董事总经理兼行政总裁王祖兴於业绩记者会上表示,主要由於2019年基数较低,该行信贷质素整体仍维持良好。

至於净息差,他指去年第三四季有见净息差回升,第四季净息差稍高於全年水平的1.63%。去年净息差收窄,主要由於利息跌幅快於资金成本,加上经济情况欠佳下,贷款需求不强。未来料低息环境将维持,该行将调整贷存组合,以维持息差水平。

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