易鑫集團(02858.HK)2020年度業績:下半年業務逐漸恢復,貸款促成服務收入佔比增至35%
格隆匯 3 月 24日丨易鑫集團(02858.HK)公佈年度業績,截至2020年12月31日止12個月,公司收入為人民幣33.25億元,毛利為人民幣15.56億元。於2020年12月31日,公司的現金及現金等價物為人民幣27.12億元。
2020年度,公司融資交易總數約為35.6萬筆。通過貸款促成服務及自營融資業務促成的融資總額約為人民幣270億元,除新型冠狀病毒因素外,集團亦採取積極措施收緊已促成貸款的放貸標準,以更多的轉向擁有更好信貸記錄的優質客户。於2020年下半年,公司的銷售交易大幅回升。於2020年下半年,融資交易總數為23.5萬筆,較2019年下半年的23.7萬筆僅下滑1%。沒有犧牲資產質素,我們卻再創佳績。
2020年,公司的重點繼續放在貸款促成服務。截至2020年12月31日止年度,貸款促成服務的收入佔比增至35%(截至2019年12月31日止年度為29%)。截至2020年12月31日止年度,公司與17家銀行及金融機構(作為公司的貸款促成合作夥伴)合作通過貸款促成服務促成約29.6萬筆融資交易。儘管交易量相比2019年的34.7萬筆同比減少15%,但於2020年下半年交易量錄得19.3萬筆,相比2020年上半年的10.3萬筆增長87%;相比2019年同期的18.3萬筆增長5%。
2020年下半年,公司推出汽車後市場服務,豐富服務範圍及客户附加價值。截至2020年12月31日止年度,質量保證等服務帶來人民幣2,800萬元的收入。
於2020年11月5日,公司宣佈由騰訊牽頭的財團對公司當時的母公司易車的私有化完成,由此2020年11月4日(紐約時間)騰訊實際上成為公司的大股東。公司期待在這個新的股權架構下探索更多商機。
此外,由於公司業務2020年下半年逐步恢復,導致期內錄得經調整淨利潤人民幣7,000萬元。
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