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中國人保(601319.SH):2020年度淨利降10.4%至200.69億元 擬10派1.2元
格隆匯 03-23 19:23

格隆匯3月23日丨中國人保(601319.SH)發佈2020年年度報吿,實現營業收入5836.96億元,同比增長5.1%;歸屬於母公司股東的淨利潤200.69億元,同比減少10.4%;歸屬於母公司股東扣除非經常損益的淨利潤198.23億元,同比增長3.6%;基本每股收益0.45元;擬每10股派發現金股利人民幣1.20元(含税)。

2020年,集團實現保險業務收入5,636.06億元,同比增長1.5%;實現利潤總額316.44億元,同比增長6.3%;總資產1.26萬億元,同比增長10.8%。

財產險方面,人保財險加快推進能力建設,調整業務結構,克服新冠肺炎疫情、經濟下行、車險綜合改革等因素帶來的影響,實現保險業務收入4,331.87億元,業務規模保持平穩,其中家自車客户線上化率達到89%,車險直銷佔比提升至30%以上,車險增速市場比值140%;實現綜合成本率98.9%;實現淨利潤208.34億元,同比增長0.6%(扣除手續費税收政策影響)。人保再保險發揮集團專業再保險平台作用,實現分保費收入51.91億元。人保香港拓展新的業務增長點,保險業務收入摺合人民幣12.40億元。

人身險方面,人保壽險聚焦價值,打造專業化經營體系,實現保險業務收入961.88億元,其中期交業務佔比69.1%,同比提升4.4個百分點;月均有效人力10.2萬人,同比增長8.8%;實現淨利潤45.25億元,同比增長42.7%,內含價值規模超過千億。人保健康積極開拓市場,持續提升健康保障能力,實現保險業務收入322.57億元,同比增長43.9%,其中互聯網保費規模突破100億元,同比增長77.1%;實現淨利潤0.36億元,同比上升9.1%。

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